Well, I looked at PhotoPaint, and I don't really know my way around it, but there is a bevel effect in the effects menu. You select a portion of the image and can apply that effect to it. The quality of the bevel is not as good, and I don't see a simple way to apply it to a dozen areas quickly. But that may just be because I don't know the program.
I've never used Elements, but when you open it, if there is a Layers menu next to the Image menu, with Layer Style in it, then it will probably do it. I think the main difference is that Elements does not support CMYK and LAB color spaces, and is missing some of the pro conversions and filters used in preparing images for magazines, etc...
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